Our customers pay through supplier portals. Does that work?

Portal invoicing is normal with OEMs and contract manufacturers. Tell us the customer and its portal on the first call, and we will tell you plainly how we would approach it.

What if a customer reschedules or cancels a purchase order?

We look at invoices for goods shipped and received, not open orders. A rescheduled order changes what you can sell once it ships, not the invoices already issued.

Do you look at invoices to overseas customer sites?

Electronics customers often run plants outside the United States. Tell us the customer and the country on the first call, and we will tell you plainly how we would approach it.

Is this invoice factoring?

Yes. You sell us the invoices you choose, as a true sale. The full terms are set out in writing before you sign.

What happens on the first call?

Thirty minutes with our US team about your customers and your invoices. Nothing is signed.

Serving businesses in Ohio

Your alternative financing solution for electronics and component suppliers.

Flexible finance that replaces rigid, old-style borrowing. Stop waiting 60 days to get paid.

Get started or call +1 646 692 0079

Three short screens, then a 30-minute introductory call.

For US businesses that invoice other businesses on terms.

Your customers pay indays

Without us60 days

With ConvertibillIn days.

Once you are approved and the invoice is verified.

The US team opens at 9am Eastern. Leave your details and we call you then.

A quick yes or a quick no.We tell you quickly whether we can work together.
A sale, not a debt.We buy your invoices outright.
A named person to talk to.People you can call on our US team, not a call centre.
By Credebt®.Part of the Credebt Group, trading worldwide since 2011.

Part of the Credebt Group. Trading worldwide since 2011.

Convertibill is the United States business of a group that finances trade across Europe, Africa, Asia and the Americas, with offices in Dublin, Athens and Birmingham. Check the group for yourself

of trade financed by the group: EUR 1.5b
financed in 2026 to date: EUR 61.33m
trading worldwide since: 2011

Credebt Group figures, checked 11-Nov-2026. They describe the group, not the terms of any US purchase.

Trades the group has financed.

From the Credebt Group's own record. These are group trades, not United States ones.

Wood cargo to China
Twenty-five years in timber, and nobody would fund him.
A timber veteran starting out on his own needed his first shipment financed. The group funded it.
Manganese ore to India
He had the ore and the buyers, but not the finance.
A metals trader with twenty years in the business had ore lined up in Africa. The group became his financing partner.
Livestock to Libya
The contract was signed. The ship and the paperwork were not.
A second-generation cattle dealer needed finance, shipping and documents. The group found the shipping partner and funded the trade.
A mine in South Africa
A mine to buy, and equipment to bring in.
A young company was buying a mine and importing its equipment from China. The group financed the purchase and the start of excavation.

We know how components get paid for.

You commit to parts on long lead times and build to forecast. The OEM or contract manufacturer pays on net 45 to net 90, after receiving inspection and a three-way match.

Who pays you

OEMs
Contract manufacturers and EMS providers
Electronics distributors
Industrial and medical device makers
Defense and aerospace primes

What we work from

Purchase orders and schedule releases
Certificates of conformance
Packing lists with date and lot codes
Bills of lading and proof of delivery
Supplier portal invoice approvals

Three ways to work with us.

Use one on its own, or combine them.

Sell your invoices
Sell the invoices you choose to OEMs and contract manufacturers, judged on your customers' strength, not only your own.
Get paid for your invoices
Pay your suppliers early
Credebt pays your component or board supplier early, and you pay Credebt on the terms you already have.
Get your suppliers paid early
Finance your equipment
Finance SMT lines, test equipment and inspection systems, with Credebt paying the supplier and every term in writing before you sign.
Get your equipment working

Four steps. You are paid when we buy.

Invoices are often paid later than the date they are due. You don't have to wait. See each step

1
Choose the customers and invoices.
Pick the OEMs or contract manufacturers, and the shipped invoices you want to sell.
2
Send the shipment records.
Share the purchase order, invoice and proof of delivery, with the certificate of conformance where required.
3
You're paid
You are paid when we buy the invoice, not when your customer pays.
4
Your customer pays Credebt
Your customer pays Credebt when the invoice falls due; how that is arranged with your customer is agreed with you before the first trade.

Why businesses choose Convertibill.

You choose what to sell.
Pick the customers and the invoices.
Judged on your customers.
The strength of the businesses that owe you counts, not only your own.
No blanket lien.
Nothing over your whole company.
Every term in writing.
You see each term and each charge before you sign.

Not borrowing. A sale.

We buy invoices you have already earned.

What you get	Bank borrowing	Convertibill
No blanket lien over the whole company	No	Yes
You choose which customers and invoices to sell	No	Yes
A true sale, not a debt	No	Yes
Judged on your customers’ strength, not only your own	No	Yes
Quick application and decision	No	Yes
Funded in days, once approved	No	Yes
Grows as your sales grow	No	Yes
Use it only when you need it	No	Yes
No monthly instalments	No	Yes

Built for businesses that are growing.

Say yes to the bigger order
Twice the order no longer means twice the wait.
Take on the new customer
A strong buyer on long terms becomes good news.
Hire ahead of the contract
Payroll is weekly. Your customers pay later. We close the gap.
Pay your suppliers on time
Suppliers paid on time give you their best terms.

Industries we serve.

Not listed? We still want to hear from you.

Questions your trade ask us.

Talk to our US team.

We work with electronics suppliers who have committed to parts months ahead of the OEM's payment run.

Direct Dial

+1 646 692 0079

The US team opens at 9am Eastern. Leave your details and we call you then.

Get started

Three short screens, then a 30-minute introductory call.

Your alternative financing solution for electronics and component suppliers.

Part of the Credebt Group. Trading worldwide since 2011.

Trades the group has financed.

We know how components get paid for.

Who pays you

What we work from

Three ways to work with us.

Sell your invoices

Pay your suppliers early

Finance your equipment

Four steps. You are paid when we buy.

Choose the customers and invoices.

Send the shipment records.

You're paid

Your customer pays Credebt

Why businesses choose Convertibill.

You choose what to sell.

Judged on your customers.

No blanket lien.

Every term in writing.